Scrivener's Affidavit

Affidavit used to address certain clerical or drafting errors in recorded real-estate documents.

A scrivener’s affidavit is an affidavit used to address certain clerical or drafting errors in recorded real-estate documents.

Why It Matters

A scrivener’s affidavit matters because not every title problem is a dispute over ownership. Some problems are clerical: a typo, minor drafting error, incorrect reference, or other document issue that needs to be explained or corrected for the title record.

It also matters because borrowers may hear the term when a title file is delayed by what sounds like a small mistake. Even small mistakes can matter if they affect the public record the lender and title company rely on.

Where It Appears in the Borrower Process

Borrowers usually encounter a scrivener’s affidavit during title review, refinance preparation, post-closing cleanup, or title-curative work.

The term becomes practical when the Title Commitment or title company identifies a document error that may be handled through an affidavit rather than a full new deed.

Scrivener’s Affidavit Compared with Nearby Terms

TermBorrower-facing distinction
Scrivener’s affidavitStatement addressing certain clerical or drafting errors
Corrective DeedDeed recorded to correct a prior deed issue
Title DefectBroader problem that can interfere with clean title
RecordingFiling step that places documents in the public record

Practical Example

A recorded deed contains a minor clerical error in a reference to a prior document. The title company determines that a scrivener’s affidavit is needed to explain or address the mistake before the refinance can proceed.

How It Differs From Nearby Terms

Scrivener’s affidavit differs from Corrective Deed because the affidavit is a sworn statement, while a corrective deed is a deed used to correct a prior deed issue.

It differs from Owner’s Affidavit because an owner’s affidavit confirms owner or property facts for title review, while a scrivener’s affidavit focuses on clerical or drafting error.

It also differs from Title Exception because an exception is a policy limitation or listed matter, while the affidavit is a curative or explanatory document.

Knowledge Check

  1. Is a scrivener’s affidavit the same thing as title insurance? No. It is a document used to address certain record errors; title insurance is policy coverage.
  2. Why can a clerical error delay a mortgage closing? Because the title record must be clear enough for the lender and title company to rely on it.
Revised on Saturday, May 23, 2026